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Financial Freedom

We all think of birds as free: You’re free as a bird!

The ability to just get up and fly away is desirable.

But I live in a city with a lot of birds, and although it seems they can get up and fly away, they usually stick with the group. So is the bird actually free, then?

In other words, birds and mammals (humans included) appear to be free from a distance. We can walk, eat, sleep, do whatever we want, whenever we want.

At least that’s how it looks.

But the reality is that us humans in America are given specific instructions on how to live:

  • Birth
  • Go to school to learn to socialize, play and obey
  • Graduate high school
  • Take out loans and go to college
  • Get a job
  • Start investing in the stock market through retirement accounts
  • Get married
  • Take out a 30-year mortgage and buy a home
  • Have kids
  • Get promoted
  • Take out loans to buy cars
  • Use credit cards to go on vacation
  • Keep investing into stock market through retirement accounts
  • When you reach 60 years, you will be rich and can retire and do whatever you want
  • Death

Many Americans feel ashamed for not having a college degree, or a single woman in her 30’s will face pressure to get married and have kids. And if you’re 50 years old and still renting, people assume you are poor!

This is insane.

The American Dream is a Debt Trap

I believe the government has an agenda to keep you in debt.¬†People in debt are easier to lure with financial incentives, and even though these incentives never materialize, they got your vote and that’s all that matters.

The best and only way to take back your power is to become financially free.

Humans are creative spirits with a deeply seated desire to express ourselves authentically.¬†The problem is no one has time to tap into their spiritual selves because they’re busy chasing the American Dream.

Financial Freedom Articles & Further Reading 

Once you open your eyes to the government’s agenda, you’ll never fall for their trap again.

cultural paradigmWhy Do You Invest in Stocks?

They say the responsible way to prepare for retirement is to invest in the stock market. Isn’t this strange given the average person knows nothing about stocks?


history of student loansThe Dirty History of Student Loans

The student loan crisis is heartbreaking for so many young Americans. The story of how we got here is even sadder.


the pros and cons of index investingIndex Funds Aren’t That Great

It’s good to question anything that everyone does or that everyone tells you to do. Index funds are worth examination.


American Dream

The 30-Year Mortgage is Trash

We are the only country to take on 30 years of debt just to buy a home. And upon closer examination, the 30-year mortgage is a total rip-off.


how to be a conscious investor How to Be a Conscious Investor

Socially responsible investing has become nothing but a marketing scam when you look under the hood at ESG and “impact” funds.


is a 401k worth it 8 Reasons the 401k is Not Worth It

Nothing about this employer-sponsored, government-approved retirement account makes sense. Up to a match is okay, but beyond that, no thank you.